What Happens If Your Car Is Totaled and You Owe More Than It’s Worth?

What Happens If Your Car Is Totaled and You Owe More Than It’s Worth?

What Happens If Your Car Is Totaled and You Owe More Than It’s Worth?Katie Pullen
Published on: 14/10/2026

Learn how insurance values your vehicle after a total loss, what GAP insurance really covers, how new car replacement works, and why neither replaces smart vehicle financing.

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